Wednesday, May 3, 2023

U.S. Banking Crisis Grows

 

CNBC: PacWest falls more than 50% after hours on report bank is weighing sale  

PacWest Bancorp shares tumbled 57% in extended trading on Wednesday following a report that the bank is weighing strategic options, including a potential sale. 

The regional bank has been assessing options, including a breakup or a capital raise, CNBC confirmed, according to one person familiar with the matter. 

Bloomberg first reported the news late Wednesday. The shares of many West Coast regional banks have been hit particularly hard since the collapse of Silicon Valley Bank in March, in part because of concerns that their customer bases are similar. 

This week, First Republic Bank was seized by regulators and sold to JPMorgan Chase.  

Read more .... 

Update: Here We Go Again: Troubled California Bank PacWest Craters 60% On Report It Is Seeking Buyers Or Capital Raise (Zero Hedge)  

WNU Editor: The expectation is that more banks are going to fail .... US Regional Banks Slump as Rout Deepens on First Republic Flop (Bloomberg).

12 comments:

  1. Ugly.

    What happened to all those "stress tests" they have been doing in the last 5 years?

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  2. Gold up big today. Just wait till the fed has to start dropping interest rates. Precious metals, relative stocks, non perishable food items and ammunition is how you hedge for what is coming. Oh yeah, get some booze too. Good luck folks

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  3. Am I supposed to put the cooking pot on my head now and run around in circles?
    Maybe I will just keep on living and adapt to whatever comes.

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  4. 11:24

    No Ron, you are a vet so I will give you some good advice.

    FEMA has a program of resiliency. You build resilient communities and resilient house holds.

    10:29 is right. Are you depending too much on the current economic/social/ environmental situation being stable forever?

    No, of course not. Then make you and your family resilient to change that you find harmful.

    You have fire insurance on your house , right?

    This is the very same idea. Consider prepping for the ugly unexpected just as an insurance policy against bad times.

    And do not run around with a pot on your head. It is uncomfortable and the amout of protection you receive is next to none. :).

    Semper Fi

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  5. Bite the apple and F..K the core

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  6. "What happened to all those "stress tests" they have been doing in the last 5 years?"

    Maybe they did those and past.

    Maybe the Fed interest rate hikes and profligate Democrat spending are tsunamis that cannot be overcome.

    Think of the stress test as modeling 100 foot once in 10 year waves. Think of government spending as 1,000 for waves.

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  7. the Fed chairman telegraphed the number, size and total amount of the interest rate hikes in August and September of 2022. He gave banks several weeks to a few months of notice.

    That could seem fair.

    but how long does it take to unwind a position, if you are heavy into b0nds with 19 month maturity.

    How much of a hit do you still take if you sell those bonds short of their maturity date, because you paid attention to the Fed chairman.


    the time to unwind a position or say change a position from stocks to bond or vice versa to to cash is longer than the feedback loop of fed interest rate hikes and government spending. To put it another way the government decision loop is faster and smaller than the business one. The Marine Corps has a strategy or a desire that their decision loop and actions be faster than the enemies. They want to get "inside" their opponent's decision loop.

    ESG and poor fundamentals due to bad government policy are also to blame, but I think the proximate cause is that business by law and otherwise cannot react fast enough to changes in the economy caused by the government.

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  8. OODA Loops in Cyberspace: A New Cyber-Defense Model
    Interaction of Friendly and Enemy Decision and Execution Cycles. NDP 6. ... When Boyd referred to "getting inside the adversary's OODA loop," he was not referring to speed, but to "friction." ... Diss. masters thesis, United States Marine Corps Command and Staff College, 2015). Accessed on 1 January 2015. https://fasttransients.files ...

    https://smallwarsjournal.com/jrnl/art/ooda-loops-cyberspace-new-cyber-defense-model

    I do not describe ill intent to the fed chairman and his raising interest rates. I would to others in government or maybe simply avariciousness, and obliviousness.

    But the Fed chairman was worried last summer and fall about what the interest rate hike might or would do. For him it was Scylla and Charybdis. He could not stop government spending and the government hires him, If he lets inflation grow unchecked the people get hurt, they scream and they might storm the ramparts. Inflation unchecked gets congress and the president wanting to fire him or demand he stepped down. So he raises interest rates knowing full well banks will fail.

    Argentina is more honest. When the government spends too much or on thee wrong things they immediately get inflation. They keep voting for the same stuff and never learn, but the effect of bad polices is immediate.

    With the Us the effect of bad policies is buffered by the reserve currency. you study buffers a lot in chemistry and biology. It applies here as well.

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  9. 7:23
    Semper Fi Mac. Thanks for the advice and I am well prepped. It is an on going process.

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  10. ALL the banks that gave millions to BLM and loudly support "social justice" causes are going to go under, and GOOD FUCKING RIDDANCE!

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  11. banks will fall and 666 will rise u fools

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  12. worship me the devil in a human form 666 is all the devil needs is u to vote 666

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